/* =========================================
   INNER.MASTER.CSS 
   ========================================= */

.text-red { color: #bd0029 !important; }
.grayscale-img { filter: grayscale(100%); }

/* =========================================
   1. ABOUT HERO SECTION (Red Split)
   ========================================= */
.about-hero-section {
    width: 100%;
    transition: margin-top 0.5s ease;
}
body:has(.vg-header--fixed) .about-hero-section {
    margin-top: 72px; 
}

.about-hero-content {
    background-color: #bd0029; 
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    color: #fff;
    
    padding: 60px 24px;
}

@media (min-width: 992px) {
    .about-hero-content {
        padding-left: calc((100vw - 960px) / 2 + 12px);
        padding-right: 60px; 
        padding-top: 80px;
        padding-bottom: 80px;
    }
}

@media (min-width: 1200px) {
    .about-hero-content {
        padding-left: calc((100vw - 1140px) / 2 + 12px);
    }
}

@media (min-width: 1400px) {
    .about-hero-content {
        padding-left: calc((100vw - 1320px) / 2 + 12px);
    }
}
.about-hero-title {
    font-size: 3.5rem; 
    font-weight: 800; /* Extra Bold */
    margin-bottom: 32px;
    line-height: 1.1;
    letter-spacing: -1px;
}

.about-hero-desc {
    font-size: 1.125rem; 
    line-height: 1.6;
    margin-bottom: 24px;
    max-width: 580px; 
    font-weight: 400;
}

.about-hero-img {
    height: 100%;
    min-height: 600px; 
    position: relative;
}
.about-hero-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

@media (max-width: 991.98px) {
    .about-hero-section { margin-top: 72px; }
    
    .about-hero-content { 
        padding: 50px 20px; 
        align-items: flex-start;
    }
    
    .about-hero-title { 
        font-size: 2.5rem; 
        margin-bottom: 20px;
    }
    
    .about-hero-img { 
        min-height: 300px; 
    }
}


/* =========================================
   2. HISTORY SECTION (White Split)
   ========================================= */
.about-history-section {
    padding: 100px 0;
    background-color: #fff;
}

.about-history-img img {
    width: 100%;
    height: auto;
    border-radius: 0; 
}

.about-section-title {
    font-size: 2rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
    line-height: 1.2;
}

.about-section-text {
    font-size: 1rem;
    color: #333;
    line-height: 1.6;
    margin-bottom: 32px;
}

.btn-about-black-pill {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #000;
    color: #fff;
    border: 2px solid #000;
    border-radius: 50px;
    height: 56px;
    padding: 0 32px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
}
.btn-about-black-pill:hover {
    background-color: #333;
    border-color: #333;
    color: #fff;
}

@media (max-width: 991.98px) {
    .about-history-section { padding: 60px 0; }
    .about-section-title { font-size: 1.75rem; }
}


/* =========================================
   3. BANNER SECTION (Black)
   ========================================= */
.about-banner-section {
    background-color: #000;
    padding: 60px 0;
}

.about-banner-flex {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.about-banner-title {
    color: #fff;
    font-size: 2rem;
    font-weight: 800;
    margin: 0;
    line-height: 1.2;
}

.btn-about-white-pill {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #fff;
    color: #000;
    border: 2px solid #fff;
    border-radius: 50px;
    height: 56px;
    padding: 0 32px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
    white-space: nowrap;
}
.btn-about-white-pill:hover {
    background-color: #e6e6e6;
    border-color: #e6e6e6;
    color: #000;
}

@media (max-width: 991.98px) {
    .about-banner-flex { flex-direction: column; align-items: flex-start; }
    .about-banner-title { font-size: 1.5rem; }
    .btn-about-white-pill { width: 100%; }
}


/* =========================================
   4. AWARDS SECTION
   ========================================= */
.about-awards-section {
    padding: 100px 0;
    background-color: #fff;
}

.awards-icon {
    font-size: 40px;
    color: #bd0029; 
    margin-bottom: 20px;
}
.awards-icon i {
    -webkit-text-stroke: 2px #bd0029;
    color: transparent;
}

.awards-main-title {
    font-size: 2rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 16px;
}

.awards-desc {
    font-size: 1rem;
    color: #333;
    line-height: 1.5;
    margin-bottom: 24px;
}

.link-about-blue {
    color: #006eb7;
    font-weight: 700;
    font-size: 0.95rem;
    text-decoration: none;
}
.link-about-blue:hover { text-decoration: underline; }

.award-item {
    margin-bottom: 20px;
}

.award-year {
    color: #bd0029;
    font-size: 0.9rem;
    font-weight: 400;
    margin-bottom: 8px;
}

.award-name {
    font-size: 1.25rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 8px;
}

.award-text {
    font-size: 0.95rem;
    color: #444;
    line-height: 1.5;
}

@media (max-width: 991.98px) {
    .about-awards-section { padding: 60px 0; }
    .awards-intro { margin-bottom: 40px; }
}


/* =========================================
   5. IMPACT SECTION (Light Pink)
   ========================================= */
.about-impact-section {
    background-color: #fff0f0; 
    padding: 100px 0;
}

.impact-title {
    font-size: 2.5rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 32px;
    line-height: 1.1;
}

.btn-about-red-pill {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #bd0029;
    color: #fff;
    border: 2px solid #bd0029;
    border-radius: 50px;
    height: 56px;
    padding: 0 40px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
}
.btn-about-red-pill:hover {
    background-color: #8e1026;
    border-color: #8e1026;
    color: #fff;
}

.impact-stats-list {
    display: flex;
    flex-direction: column;
    gap: 40px;
}

.impact-stat-item {
}

.impact-number {
    font-size: 3.5rem;
    font-weight: 800;
    color: #1e1e1e;
    line-height: 1;
    margin-bottom: 12px;
}

.impact-desc {
    font-size: 1rem;
    line-height: 1.5;
    color: #333;
    max-width: 400px;
}

@media (max-width: 991.98px) {
    .about-impact-section { padding: 60px 0; }
    .impact-title { font-size: 2rem; }
    .btn-about-red-pill { width: 100%; margin-bottom: 40px; }
    .impact-number { font-size: 2.5rem; }
}


/* =========================================
   INVESTING PAGE BREADCRUMB
   ========================================= */
.vg-breadcrumb-section {
    padding-top: 160px;
    padding-bottom: 20px;
    background-color: #fff;
    transition: padding-top 0.5s ease;
}
body:has(.vg-header--fixed) .vg-breadcrumb-section {
    padding-top: 90px;
}
.vg-breadcrumb-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    gap: 8px;
    font-size: 0.85rem;
    color: #555;
}
.vg-breadcrumb-list li:not(:last-child)::after {
    content: "/";
    margin-left: 8px;
    color: #999;
}
.vg-breadcrumb-list a {
    text-decoration: none;
    color: #555;
}
.vg-breadcrumb-list a:hover {
    text-decoration: underline;
    color: #bd0029;
}

@media (max-width: 991.98px) {
    .vg-breadcrumb-section {
        padding-top: 80px;
    }
}

/* =========================================
   INVESTING PAGE - HERO SECTION (Refined)
   ========================================= */
.invest-hero-section {
    width: 100%;
    transition: margin-top 0.5s ease;
}
body:has(.vg-header--fixed) .invest-hero-section {
    margin-top: 72px;
}

.bg-light-gray {
    background-color: #f4f4f4;
}

.invest-hero-content {
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 100px 40px; 
}
@media (min-width: 992px) {
    .invest-hero-content {
        padding-left: calc((100vw - 960px) / 2 + 12px);
        padding-right: 80px;
    }
}
@media (min-width: 1200px) {
    .invest-hero-content {
        padding-left: calc((100vw - 1140px) / 2 + 12px);
    }
}
@media (min-width: 1400px) {
    .invest-hero-content {
        padding-left: calc((100vw - 1320px) / 2 + 12px);
    }
}

.invest-hero-title {
    font-size: 3.5rem; 
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
    line-height: 1.1;
    letter-spacing: -1px;
}

.invest-hero-desc {
    font-size: 1.125rem;
    color: #333;
    line-height: 1.6;
    margin-bottom: 40px;
    max-width: 520px;
}

.btn-vg-red-solid-pill {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #bd0029;
    color: #fff;
    border: 2px solid #bd0029;
    border-radius: 50px;
    height: 56px; 
    padding: 0 40px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
    width: fit-content;
}
.btn-vg-red-solid-pill:hover {
    background-color: #8e1026;
    border-color: #8e1026;
    color: #fff;
}

.invest-hero-img {
    height: 100%;
    min-height: 600px;
}
.invest-hero-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

@media (max-width: 991.98px) {
    .invest-hero-section { margin-top: 72px; }
    .invest-hero-content { padding: 60px 24px; }
    .invest-hero-title { font-size: 2.5rem; }
    .invest-hero-img { min-height: 300px; }
}


/* =========================================
   INVESTING PAGE - TRUSTED CARDS (Refined)
   ========================================= */
.invest-trusted-section {
    padding: 100px 0 120px; 
    background-color: #fff;
}

.invest-section-title {
    font-size: 2rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 20px;
    letter-spacing: -0.5px;
}

.invest-section-desc {
    font-size: 1rem;
    color: #444;
    max-width: 750px;
    margin: 0 auto;
    line-height: 1.6;
}

.invest-card {
    position: relative;
    background-color: #fff;
    border-top: 4px solid #bd0029;
    border-left: 1px solid #f0f0f0;
    border-right: 1px solid #f0f0f0;
    border-bottom: 1px solid #f0f0f0;
    
    padding: 60px 30px 40px; 
    text-align: center;
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    margin-top: 40px; 
    transition: box-shadow 0.3s ease;
}

.invest-card:hover {
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
    transform: translateY(-5px);
}

.invest-card-icon {
    position: absolute;
    top: -33px; 
    left: 50%;
    transform: translateX(-50%);
    width: 66px;
    height: 66px;
    background-color: #fff;
    border: 1px solid #e5e5e5;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 2;
}

.invest-card-icon img {
    width: 32px;
    height: 32px;
}

.invest-card-title {
    font-size: 1.65rem; /* ~20px */
    font-weight: 800; /* Extra Bold */
    color: #1e1e1e;
    margin-bottom: 16px;
}

.invest-card-text {
    font-size: 1rem;
    color: #444;
    line-height: 1.5;
    margin-bottom: 24px;
    max-width: 300px;
}

.invest-card-spacer {
    flex-grow: 1;
}

.invest-card-links {
    display: flex;
    flex-direction: column;
    gap: 10px;
    width: 100%;
}

.invest-card-links a {
    color: #006eb7; /* Vanguard Blue */
    font-weight: 700;
    font-size: 0.95rem;
    text-decoration: none;
    transition: color 0.2s;
}
.invest-card-links a:hover {
    text-decoration: underline;
    color: #004c8c;
}

@media (max-width: 991.98px) {
    .invest-trusted-section { padding: 60px 0; }
    .invest-card { margin-top: 50px; }
}

/* =========================================
   INVESTING PAGE - BENEFITS GRID
   ========================================= */
.invest-benefits-section {
    padding: 80px 0;
    background-color: #f8f9fa;
}

.benefit-item {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.benefit-icon {
    font-size: 32px;
    color: #bd0029;
    margin-bottom: 20px;
}

.benefit-title {
    font-size: 1.1rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 12px;
}

.benefit-text {
    font-size: 0.9rem;
    color: #444;
    line-height: 1.5;
}

@media (max-width: 991.98px) {
    .invest-benefits-section { padding: 60px 0; }
}

/* =========================================
   INVESTING PAGE - EMPOWER SECTION
   ========================================= */
.invest-empower-section {
    padding: 100px 0;
    background-color: #fff;
}

.empower-main-title {
    font-size: 2.2rem;
    font-weight: 800;
    color: #1e1e1e;
    line-height: 1.2;
    margin-bottom: 24px;
}

.empower-main-desc {
    font-size: 1rem;
    color: #444;
    line-height: 1.6;
}

.invest-video-wrapper {
    position: relative;
    width: 100%;
    overflow: hidden;
    border-radius: 0;
}

.invest-video-img {
    width: 100%;
    height: auto;
    display: block;
}

.invest-video-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0,0,0,0.1); 
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.video-overlay-text {
    color: #fff;
    font-size: 2.5rem;
    font-weight: 700;
    font-family: serif;
    margin-bottom: 20px;
}

.invest-play-btn {
    width: 50px;
    height: 50px;
    border: 2px solid #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 18px;
    cursor: pointer;
    transition: all 0.3s;
    padding-left: 3px;
}
.invest-play-btn:hover {
    background-color: #fff;
    color: #000;
}

.link-blue-dotted {
    color: #006eb7;
    font-weight: 700;
    font-size: 0.9rem;
    text-decoration: none;
    border-bottom: 1px dotted #006eb7;
}
.link-blue-dotted:hover {
    border-bottom-style: solid;
}

@media (max-width: 991.98px) {
    .invest-empower-section { padding: 60px 0; }
    .empower-main-title { font-size: 1.8rem; }
}

/* =========================================
   BENEFITS PAGE
   ========================================= */

.benefits-hero-section {
    width: 100%;
    background-color: #fff;
}

.bg-pale-pink {
    background-color: #ffebeb;
}

.benefits-hero-content {
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px 24px;
}

@media (min-width: 992px) {
    .benefits-hero-content {
        padding-left: calc((100vw - 960px) / 2 + 12px);
        padding-right: 60px;
    }
}
@media (min-width: 1200px) {
    .benefits-hero-content {
        padding-left: calc((100vw - 1140px) / 2 + 12px);
    }
}
@media (min-width: 1400px) {
    .benefits-hero-content {
        padding-left: calc((100vw - 1320px) / 2 + 12px);
    }
}

.benefits-hero-title {
    font-size: 3rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
    line-height: 1.1;
    letter-spacing: -1px;
}

.benefits-hero-desc {
    font-size: 1.1rem;
    color: #333;
    line-height: 1.6;
    max-width: 450px;
    font-weight: 400;
}

.benefits-hero-img {
    height: 100%;
    min-height: 500px;
}
.benefits-hero-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

@media (max-width: 991.98px) {
    .benefits-hero-title { font-size: 2.2rem; }
    .benefits-hero-img { min-height: 300px; }
}

.benefits-intro-section {
    padding: 100px 0;
    background-color: #fff;
}

.benefits-illustration img {
    max-width: 100%;
    height: auto;
}

.benefits-section-title {
    font-size: 2rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
    line-height: 1.2;
}

.benefits-section-text {
    font-size: 1.05rem;
    color: #444;
    line-height: 1.6;
}

@media (max-width: 991.98px) {
    .benefits-intro-section { padding: 60px 0; }
    .benefits-illustration img { max-width: 200px; margin-bottom: 30px; }
}

.benefits-table-section {
    padding: 0 0 100px;
    background-color: #fff;
}

.benefits-table-title {
    font-size: 1.5rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 40px;
    position: relative;
}
.benefits-table-title::after {
    content: '';
    display: block;
    width: 100%;
    height: 2px;
    background-color: #000;
    margin-top: 10px;
}

.benefits-table-wrapper {
    width: 100%;
}

.benefits-table-header {
    margin-bottom: 20px;
    border-bottom: 2px solid #000;
    padding-bottom: 10px;
}

.col-title {
    font-size: 1rem;
    font-weight: 700;
    color: #1e1e1e;
    margin: 0;
}

.benefits-table-row {
    padding: 24px 16px;
}

.benefits-table-row.bg-gray {
    background-color: #f7f7f7;
}

.row-label {
    font-size: 1rem;
    font-weight: 800;
    color: #1e1e1e;
    margin: 0;
}

.row-text {
    font-size: 0.95rem;
    color: #444;
    margin: 0;
    line-height: 1.5;
}

.btn-benefits-black {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #000;
    color: #fff;
    border: 2px solid #000;
    border-radius: 50px;
    height: 50px;
    padding: 0 24px;
    font-weight: 700;
    font-size: 0.95rem;
    text-decoration: none;
    transition: all 0.2s;
    white-space: nowrap;
    width: 100%;
    max-width: 280px;
}
.btn-benefits-black:hover {
    background-color: #333;
    border-color: #333;
    color: #fff;
}

@media (max-width: 767.98px) {
    .benefits-table-header { display: none; }
    .benefits-table-row { padding: 30px 20px; }
    .row-label { margin-bottom: 10px; font-size: 1.1rem; }
    .row-text { margin-bottom: 10px; }
    .row-text::before {
        content: attr(data-label);
        display: block;
        font-weight: 700;
        margin-bottom: 4px;
    }
}

.benefits-quiz-banner {
    background-color: #000;
    padding: 60px 0;
}

.quiz-flex-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 30px;
}

.quiz-title {
    color: #fff;
    font-size: 2rem;
    font-weight: 800;
    margin: 0;
    line-height: 1.2;
    max-width: 800px;
}

@media (max-width: 991.98px) {
    .benefits-quiz-banner { padding: 40px 0; }
    .quiz-title { font-size: 1.6rem; }
    .quiz-flex-wrapper { flex-direction: column; align-items: flex-start; }
}


/* =========================================
   ACCOUNT CONVENIENCES PAGE
   ========================================= */

.account-hero-section {
    width: 100%;
    background-color: #fff;
}

.account-hero-content {
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px 24px;
}

@media (min-width: 992px) {
    .account-hero-content {
        padding-left: calc((100vw - 960px) / 2 + 12px);
        padding-right: 60px;
    }
}
@media (min-width: 1200px) {
    .account-hero-content {
        padding-left: calc((100vw - 1140px) / 2 + 12px);
    }
}
@media (min-width: 1400px) {
    .account-hero-content {
        padding-left: calc((100vw - 1320px) / 2 + 12px);
    }
}

.account-hero-title {
    font-size: 3rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
    line-height: 1.1;
    letter-spacing: -1px;
}

.account-hero-desc {
    font-size: 1.1rem;
    color: #333;
    line-height: 1.6;
    max-width: 500px;
}

.account-hero-img {
    height: 100%;
    min-height: 500px;
}
.account-hero-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

@media (max-width: 991.98px) {
    .account-hero-title { font-size: 2.2rem; }
    .account-hero-img { min-height: 300px; }
}

.account-intro-section {
    padding: 80px 0;
    background-color: #fff;
}

.account-intro-title {
    font-size: 1.8rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
}

.account-intro-text {
    font-size: 1rem;
    color: #444;
    line-height: 1.6;
    margin-bottom: 24px;
    max-width: 850px;
}

.account-features-section {
    padding: 40px 0 100px;
    background-color: #fff;
}

.account-feature-img {
    width: 100%;
    height: auto;
    overflow: hidden;
}
.account-feature-img img {
    width: 100%;
    height: auto;
    display: block;
}

.feature-title {
    font-size: 1.5rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 16px;
}

.feature-text {
    font-size: 0.95rem;
    color: #444;
    line-height: 1.6;
    margin-bottom: 24px;
}

.feature-links {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.feature-links a {
    color: #006eb7;
    font-weight: 700;
    font-size: 0.95rem;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
}
.feature-links a:hover {
    text-decoration: underline;
}
.feature-links a i {
    margin-left: 5px;
    color: #006eb7;
}

.link-inline {
    color: #006eb7;
    font-weight: 700;
    text-decoration: none;
}
.link-inline:hover {
    text-decoration: underline;
}


.account-resources-section {
    padding: 0 0 100px;
    background-color: #fff;
}

.account-res-main-title {
    font-size: 1.8rem;
    font-weight: 800;
    color: #1e1e1e;
}

.account-res-item {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
}

.account-res-icon {
    font-size: 32px;
    color: #bd0029;
    margin-bottom: 16px;
}
/* Flag icon specific style to match design (outline) */
.account-res-icon .far.fa-flag {
    font-weight: 400; 
}

.account-res-title {
    font-size: 1.1rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 12px;
}

.account-res-text {
    font-size: 0.9rem;
    color: #444;
    line-height: 1.5;
}


/* =========================================
   SECURITY CENTER PAGE
   ========================================= */

.security-hero-section {
    width: 100%;
    background-color: #fff;
}

/* Specific Mint Green for Security Page */
.bg-mint-green {
    background-color: #e0f4eb;
}

.security-hero-content {
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px 24px;
}

@media (min-width: 992px) {
    .security-hero-content {
        padding-left: calc((100vw - 960px) / 2 + 12px);
        padding-right: 60px;
    }
}
@media (min-width: 1200px) {
    .security-hero-content {
        padding-left: calc((100vw - 1140px) / 2 + 12px);
    }
}
@media (min-width: 1400px) {
    .security-hero-content {
        padding-left: calc((100vw - 1320px) / 2 + 12px);
    }
}

.security-hero-title {
    font-size: 3.2rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 20px;
    line-height: 1.1;
    letter-spacing: -1px;
}

.security-hero-desc {
    font-size: 1.1rem;
    color: #333;
    line-height: 1.5;
    margin-bottom: 32px;
    max-width: 480px;
}

.btn-security-black-pill {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #000;
    color: #fff;
    border: 2px solid #000;
    border-radius: 50px;
    height: 50px;
    padding: 0 32px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
    width: fit-content;
}
.btn-security-black-pill:hover {
    background-color: #333;
    border-color: #333;
    color: #fff;
}

.security-hero-img {
    height: 100%;
    min-height: 500px;
}
.security-hero-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

@media (max-width: 991.98px) {
    .security-hero-title { font-size: 2.2rem; }
    .security-hero-img { min-height: 300px; }
}

.security-tabs-section {
    background-color: #fff;
    border-bottom: 1px solid #e5e5e5;
    padding-top: 40px;
}

.security-nav-tabs {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    gap: 40px;
    overflow-x: auto; /* Enable scroll on mobile */
    white-space: nowrap;
}

.security-nav-tabs li a {
    display: block;
    text-decoration: none;
    color: #555;
    font-size: 1.1rem;
    font-weight: 700;
    padding-bottom: 15px;
    border-bottom: 4px solid transparent;
    transition: all 0.2s;
}

.security-nav-tabs li.active a {
    color: #1e1e1e;
    border-bottom-color: #bd0029; /* Vanguard Red */
}

.security-nav-tabs li a:hover {
    color: #1e1e1e;
}

.security-content-section {
    padding: 60px 0 100px;
    background-color: #fff;
}

.content-main-title {
    font-size:2.4rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
}

.content-intro-text {
    font-size: 1.2rem;
    line-height: 1.6;
    color: #444;
    margin-bottom: 60px;
    max-width: 900px;
}

.security-subhead {
    font-size: 1.45rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 20px;
}

.security-text {
    font-size: 0.95rem;
    color: #444;
    line-height: 1.6;
    margin-bottom: 24px;
}

.security-list {
    padding-left: 20px;
    margin-bottom: 24px;
}
.security-list li {
    font-size: 0.95rem;
    color: #444;
    line-height: 1.6;
    margin-bottom: 10px;
}

.link-security-lock {
    color: #006eb7;
    font-weight: 700;
    text-decoration: none;
    white-space: nowrap;
}
.link-security-lock:hover {
    text-decoration: underline;
}
.link-security-lock i {
    margin-left: 3px;
    color: #006eb7;
}

.security-bottom-links a {
    font-weight: 700;
    font-size: 0.95rem;
}

/* =========================================
   PRIVACY NOTICE PAGE
   ========================================= */

.privacy-hero-section {
    background-color: #9e1b32; 
    background:url(../img/pagekvbg.jpg) center center no-repeat, linear-gradient(115deg, #bd0029 50%, #9e1b32 100%);
	    background-size: cover;
    padding: 80px 0;
    color: #fff;
    transition: margin-top 0.5s ease;
}
body:has(.vg-header--fixed) .privacy-hero-section {
    margin-top: 72px;
}

.privacy-hero-content {
    max-width: 600px;
}

.privacy-hero-title {
    font-size: 3rem;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 24px;
    letter-spacing: -1px;
}

.btn-privacy-white-pill {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #fff;
    color: #1e1e1e;
    border: 2px solid #fff;
    border-radius: 50px;
    height: 50px;
    padding: 0 32px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
}
.btn-privacy-white-pill:hover {
    background-color: #e6e6e6;
    border-color: #e6e6e6;
    color: #1e1e1e;
}

@media (max-width: 991.98px) {
    .privacy-hero-section { margin-top: 72px; padding: 50px 0; }
    .privacy-hero-title { font-size: 2.2rem; }
}

.privacy-document-section {
    padding: 40px 0 100px;
    background-color: #fff;
}

.privacy-doc-header {
    text-align: right;
    margin-bottom: 20px;
}
.rev-date {
    font-size: 0.9rem;
    color: #555;
}

/* FACTS Table Styling */
.privacy-facts-wrapper {
    border: 1px solid #d8d8d8;
    margin-bottom: 30px;
}

.facts-header-row {
    display: flex;
    align-items: stretch;
}

.facts-label-box {
    background-color: #5f0d1a; /* Dark Maroon */
    color: #fff;
    font-weight: 800;
    font-size: 1.5rem;
    width: 120px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 15px;
}

.facts-title-box {
    flex-grow: 1;
    padding: 15px 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
}
.facts-title-box h2 {
    margin: 0;
    font-size: 1.25rem;
    font-weight: 800;
    text-transform: uppercase;
    color: #1e1e1e;
}

.facts-content-row {
    display: flex;
    border-top: 1px solid #d8d8d8;
}

.content-label {
    background-color: #e6e6e6; /* Light gray label bg */
    width: 120px;
    flex-shrink: 0;
    padding: 20px 15px;
    font-weight: 800;
    font-size: 1.1rem;
    color: #1e1e1e;
    text-align: right;
}

.content-text {
    flex-grow: 1;
    padding: 20px;
    font-size: 0.95rem;
    color: #333;
    line-height: 1.5;
}

.privacy-bullet-list {
    margin: 10px 0 0 20px;
    padding: 0;
}
.privacy-bullet-list li {
    margin-bottom: 5px;
}

/* Sharing Table Styling */
.privacy-sharing-table-wrapper {
    margin-bottom: 0;
    border: 1px solid #d8d8d8;
    border-top: none;
}

.privacy-sharing-table {
    width: 100%;
    border-collapse: collapse;
}

.privacy-sharing-table th {
    background-color: #e6e6e6;
    padding: 15px;
    text-align: center;
    font-weight: 700;
    font-size: 0.9rem;
    color: #1e1e1e;
    border-bottom: 1px solid #d8d8d8;
    border-right: 1px solid #fff;
}
.privacy-sharing-table th:last-child {
    border-right: none;
}

.privacy-sharing-table td {
    padding: 15px;
    font-size: 0.9rem;
    color: #333;
    border-bottom: 1px solid #d8d8d8;
    vertical-align: top;
}

.privacy-sharing-table tr:nth-child(even) {
    background-color: #fff;
}
.privacy-sharing-table tr:nth-child(odd) {
    background-color: #fff;
}

.col-reason { width: 60%; text-align: left !important; }
.col-share { width: 20%; }
.col-limit { width: 20%; }

.cell-reason { text-align: left; }
.cell-center { text-align: center; font-weight: 700; }

/* Questions Box */
.privacy-questions-box {
    display: flex;
    align-items: center;
    background-color: #e6e6e6;
    border: 1px solid #d8d8d8;
    border-top: none;
    padding: 15px;
}
.q-label {
    width: 105px; /* Aligns visually with left columns */
    font-weight: 800;
    font-size: 1.1rem;
    text-align: right;
    margin-right: 20px;
}
.q-text {
    font-size: 0.95rem;
}
.q-text a {
    color: #006eb7;
    font-weight: 700;
    text-decoration: none;
}
.q-text a:hover { text-decoration: underline; }

/* Detailed Info Sections */
.privacy-details-wrapper {
    margin-top: 40px;
    border-top: 1px solid #d8d8d8;
}

.detail-section {
    border-bottom: 4px solid #fff; /* Visual separator */
    background-color: #f4f4f4;
}
.detail-section.border-0 { border-bottom: none; }

.detail-header {
    font-size: 1.1rem;
    font-weight: 800;
    padding: 15px 20px;
    background-color: #e6e6e6;
    color: #1e1e1e;
}

.detail-row {
    display: flex;
    border-bottom: 1px solid #fff;
}
.detail-row:last-child { border-bottom: none; }

.detail-label {
    width: 35%;
    padding: 20px;
    font-weight: 700;
    font-size: 0.95rem;
    color: #1e1e1e;
}

.detail-content {
    width: 65%;
    padding: 20px;
    font-size: 0.95rem;
    color: #333;
    line-height: 1.5;
    background-color: #fff;
}

.detail-list {
    margin: 10px 0 0 20px;
    padding: 0;
}
.detail-list li {
    margin-bottom: 5px;
}

.detail-block {
    padding: 20px;
    background-color: #fff;
    font-size: 0.95rem;
    line-height: 1.5;
}
.detail-block p { margin-bottom: 15px; }
.detail-block p:last-child { margin-bottom: 0; }

.detail-content a {
    color: #006eb7;
    font-weight: 700;
    text-decoration: none;
}
.detail-content a:hover { text-decoration: underline; }

@media (max-width: 767.98px) {
    .facts-header-row { flex-direction: column; }
    .facts-label-box { width: 100%; text-align: center; }
    .facts-content-row { flex-direction: column; }
    .content-label { width: 100%; text-align: left; background-color: #f9f9f9; padding: 10px 20px; }
    
    .privacy-sharing-table th, .privacy-sharing-table td { font-size: 0.85rem; padding: 10px; }
    .col-share, .col-limit { width: 25%; }
    
    .detail-row { flex-direction: column; }
    .detail-label { width: 100%; background-color: #f9f9f9; }
    .detail-content { width: 100%; }
}

/* =========================================
   NEWS & PERSPECTIVES PAGE
   ========================================= */

.news-hero-section {
    width: 100%;
    background-color: #fff;
}

/* Light Mint Green */
.bg-pale-mint {
    background-color: #e0f4eb; 
}

.news-hero-content {
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px 24px;
}

@media (min-width: 992px) {
    .news-hero-content {
        padding-left: calc((100vw - 960px) / 2 + 12px);
        padding-right: 60px;
    }
}
@media (min-width: 1200px) {
    .news-hero-content {
        padding-left: calc((100vw - 1140px) / 2 + 12px);
    }
}
@media (min-width: 1400px) {
    .news-hero-content {
        padding-left: calc((100vw - 1320px) / 2 + 12px);
    }
}

.news-hero-eyebrow {
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: #555;
    margin-bottom: 12px;
}

.news-hero-title {
    font-size: 3rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 20px;
    line-height: 1.1;
    letter-spacing: -1px;
}

.news-hero-desc {
    font-size: 1rem;
    color: #333;
    line-height: 1.5;
    max-width: 450px;
}

.news-hero-img {
    height: 100%;
    min-height: 500px;
}
.news-hero-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

@media (max-width: 991.98px) {
    .news-hero-title { font-size: 2.2rem; }
    .news-hero-img { min-height: 300px; }
}

/* Filters */
.news-filter-section {
    padding: 60px 0;
    background-color: #fff;
    border-bottom: 1px solid #f0f0f0;
}

.news-filter-flex {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 12px;
}

.btn-news-pill {
    background-color: #fff;
    color: #1e1e1e;
    border: 1px solid #1e1e1e;
    border-radius: 50px;
    padding: 10px 24px;
    font-size: 0.9rem;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.2s;
}
.btn-news-pill:hover {
    background-color: #f0f0f0;
}
.btn-news-pill.active {
    background-color: #000;
    color: #fff;
    border-color: #000;
}

@media (max-width: 991.98px) {
    .news-filter-section { padding: 40px 0; }
    .news-filter-flex { justify-content: flex-start; }
}

/* Grid */
.news-grid-section {
    padding: 60px 0 100px;
    background-color: #fff;
}

.news-card {
    height: 100%;
    display: flex;
    flex-direction: column;
    background-color: #fff;
}

.news-card-img {
    width: 100%;
    aspect-ratio: 16 / 9;
    overflow: hidden;
    margin-bottom: 16px;
    background-color: #f0f0f0;
}
.news-card-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* Chart Placeholder Styles */
.news-chart-placeholder {
    width: 100%;
    height: 100%;
    background-color: #921a2d; /* Deep Red Bg */
    position: relative;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    gap: 8px;
    padding-bottom: 20px;
}
.news-chart-placeholder .bar {
    width: 20px;
    background-color: #00cfa0; /* Mint Green */
}
.news-chart-placeholder .bar-1 { height: 30%; }
.news-chart-placeholder .bar-2 { height: 50%; }
.news-chart-placeholder .bar-3 { height: 70%; }
.news-chart-placeholder .bar-4 { height: 90%; }
.news-chart-placeholder .chart-line {
    position: absolute;
    top: 20%;
    left: 20%;
    right: 20%;
    height: 2px;
    background-color: #ff0000; /* Red Line */
    transform: rotate(-15deg);
}

.news-card-body {
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}

.news-category {
    font-size: 0.8rem;
    font-weight: 700;
    color: #006eb7; /* Vanguard Blue */
    margin-bottom: 8px;
    text-transform: uppercase;
}

.news-title {
    font-size: 1.15rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 12px;
    line-height: 1.3;
}

.news-meta {
    font-size: 0.8rem;
    color: #666;
    margin-bottom: 12px;
}

.news-type-badge {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    background-color: #f0f0f0;
    color: #333;
    padding: 4px 10px;
    border-radius: 4px;
    font-size: 0.75rem;
    font-weight: 600;
    width: fit-content;
    margin-bottom: 12px;
}

.news-tags {
    margin-top: auto;
}
.news-tag-pill {
    display: inline-block;
    background-color: #f0f0f0;
    color: #333;
    padding: 4px 12px;
    border-radius: 50px;
    font-size: 0.75rem;
    font-weight: 600;
}

/* Load More */
.news-load-more {
    text-align: center;
    margin-top: 40px;
}
.btn-news-outline {
    background-color: #fff;
    color: #1e1e1e;
    border: 1px solid #1e1e1e;
    border-radius: 50px;
    padding: 12px 32px;
    font-weight: 700;
    font-size: 0.95rem;
    cursor: pointer;
    transition: all 0.2s;
    min-width: 160px;
}
.btn-news-outline:hover {
    background-color: #1e1e1e;
    color: #fff;
}
.news-count {
    font-size: 0.9rem;
    color: #666;
    margin-top: 12px;
}

/* Bottom CTA */
.news-bottom-cta {
    background-color: #5f0d1a; /* Dark Maroon */
    padding: 60px 0;
    color: #fff;
}

.cta-flex-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 30px;
}

.news-cta-text {
    font-size: 1.5rem;
    font-weight: 800;
    margin: 0;
    max-width: 700px;
    line-height: 1.3;
    color: #fff;
}

.btn-news-cta-outline {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: transparent;
    color: #fff;
    border: 2px solid #fff;
    border-radius: 50px;
    height: 50px;
    padding: 0 32px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
    white-space: nowrap;
}
.btn-news-cta-outline:hover {
    background-color: #fff;
    color: #5f0d1a;
}

@media (max-width: 991.98px) {
    .cta-flex-row { flex-direction: column; align-items: flex-start; }
    .news-cta-text { font-size: 1.3rem; }
    .btn-news-cta-outline { width: 100%; }
}

/* =========================================
   TOOLS & CALCULATORS PAGE
   ========================================= */

.tools-hero-section {
    width: 100%;
    background-color: #fff;
}

/* Light Mint Green Variant */
.bg-mint-tools {
    background-color: #d6f2ec; 
}

.tools-hero-content {
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 80px 24px;
}

@media (min-width: 992px) {
    .tools-hero-content {
        padding-left: calc((100vw - 960px) / 2 + 12px);
        padding-right: 60px;
    }
}
@media (min-width: 1200px) {
    .tools-hero-content {
        padding-left: calc((100vw - 1140px) / 2 + 12px);
    }
}
@media (min-width: 1400px) {
    .tools-hero-content {
        padding-left: calc((100vw - 1320px) / 2 + 12px);
    }
}

.tools-hero-title {
    font-size: 3rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 24px;
    line-height: 1.1;
    letter-spacing: -1px;
}

.tools-hero-desc {
    font-size: 1.1rem;
    color: #333;
    line-height: 1.6;
    margin-bottom: 32px;
    max-width: 450px;
}

.btn-tools-black-pill {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    background-color: #000;
    color: #fff;
    border: 2px solid #000;
    border-radius: 50px;
    height: 50px;
    padding: 0 32px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
    width: fit-content;
}
.btn-tools-black-pill:hover {
    background-color: #333;
    border-color: #333;
    color: #fff;
}

.tools-hero-img {
    height: 100%;
    min-height: 500px;
}
.tools-hero-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

@media (max-width: 991.98px) {
    .tools-hero-title { font-size: 2.2rem; }
    .tools-hero-img { min-height: 300px; }
}

.tools-info-section {
    padding: 80px 0 120px;
    background-color: #fff;
}

.tools-info-text {
    font-size: 1rem;
    line-height: 1.6;
    color: #444;
    margin-bottom: 24px;
}

.link-dotted-blue {
    color: #006eb7;
    font-weight: 700;
    text-decoration: none;
    border-bottom: 1px dotted #006eb7;
}
.link-dotted-blue:hover {
    border-bottom-style: solid;
}

.tools-disclaimer-box {
    margin-top: 60px;
}

.tools-disclaimer-text {
    font-size: 0.9rem;
    color: #666;
    line-height: 1.5;
}

/* =========================================
   ARTICLE DETAIL PAGE
   ========================================= */

.article-detail-section {
    padding: 20px 0 100px;
    background-color: #fff;
    transition: margin-top 0.5s ease;
}
body:has(.vg-header--fixed) .article-detail-section {
    margin-top: 72px;
}

@media (max-width: 991.98px) {
    .article-detail-section { margin-top: 72px; }
}

/* Sidebar */
.article-sidebar {
    padding-top: 10px;
    position: sticky;
    top: 100px; /* Sticky effect on desktop */
}

.sidebar-label {
    font-size: 0.75rem;
    font-weight: 700;
    color: #1e1e1e;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    margin-bottom: 16px;
    border-top: 2px solid #1e1e1e;
    padding-top: 16px;
    display: inline-block;
    width: 100%;
}

.sidebar-desc {
    font-size: 0.95rem;
    color: #444;
    line-height: 1.6;
    margin-bottom: 30px;
}

.sidebar-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.tag-pill {
    display: inline-block;
    background-color: #f4f4f4;
    color: #333;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 500;
    text-decoration: none;
    transition: all 0.2s;
}
.tag-pill:hover {
    background-color: #e0e0e0;
    color: #000;
}

/* Main Content */
.article-main-content {
    border-top: 1px solid transparent; /* Align visually with sidebar top border if needed */
}

.article-header-group {
    margin-bottom: 30px;
}

.article-eyebrow {
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: #555;
    display: block;
    margin-bottom: 16px;
}

.article-title {
    font-size: 2.5rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 20px;
    line-height: 1.1;
    letter-spacing: -0.5px;
}

.article-meta-toolbar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid #e5e5e5;
    padding-bottom: 20px;
    margin-bottom: 30px;
}

.meta-left {
    font-size: 0.9rem;
    color: #1e1e1e;
    display: flex;
    align-items: center;
}
.meta-dot {
    margin: 0 8px;
    color: #999;
}

.meta-right {
    display: flex;
    gap: 12px;
}

.btn-icon-circle {
    width: 40px;
    height: 40px;
    border: 1px solid #ccc;
    border-radius: 50%;
    background: transparent;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #1e1e1e;
    cursor: pointer;
    transition: all 0.2s;
}
.btn-icon-circle:hover {
    background-color: #1e1e1e;
    color: #fff;
    border-color: #1e1e1e;
}

.article-hero-wrapper {
    margin-bottom: 40px;
}
.article-hero-img {
    width: 100%;
    height: auto;
    display: block;
}

.article-body-text p {
    font-size: 1.1rem;
    line-height: 1.7;
    color: #333;
    margin-bottom: 24px;
}

.article-body-text .lead-text {
    font-size: 1.25rem;
    font-weight: 400;
    color: #1e1e1e;
}

.article-body-text h3 {
    font-size: 1.5rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-top: 40px;
    margin-bottom: 20px;
}

@media (max-width: 767.98px) {
    .article-title { font-size: 2rem; }
    .article-sidebar { position: static; margin-bottom: 40px; }
    .article-meta-toolbar { flex-direction: column; align-items: flex-start; gap: 15px; }
}


/* =========================================
   OPEN AN ACCOUNT PAGE
   ========================================= */

.open-account-section {
    padding: 60px 0 80px;
    background-color: #fff;
    min-height: 70vh; 
}

.oa-page-title {
    text-align: center;
    font-size: 2.25rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 50px;
    letter-spacing: -0.5px;
}

/* Card Container */
.oa-card {
    border: 1px solid #e5e5e5;
    background-color: #fff;
    height: 100%;
    display: flex;
    flex-direction: column;
    overflow: hidden; /* For image corners */
    transition: box-shadow 0.3s ease;
}

.oa-card:hover {
    box-shadow: 0 8px 24px rgba(0,0,0,0.08);
}

/* Card Image Area */
.oa-card-img {
    height: 280px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 30px;
}

.bg-mint-light {
    background-color: #e2f3f0; /* Light Mint for left card */
}

.bg-cream-light {
    background-color: #fff8e1; /* Light Cream/Yellow for right card */
}

.oa-card-img img {
    max-height: 100%;
    width: auto;
    object-fit: contain;
    /* Optional: creates a 'multiply' blend mode if illustrations have white backgrounds */
    mix-blend-mode: multiply; 
}

/* Card Body Area */
.oa-card-body {
    padding: 40px 32px;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    background-color: #fff;
}

.oa-card-title {
    font-size: 1.5rem;
    font-weight: 800;
    color: #1e1e1e;
    margin-bottom: 16px;
    line-height: 1.2;
}

.oa-card-desc {
    font-size: 1rem;
    color: #444;
    line-height: 1.5;
    margin-bottom: 32px;
    flex-grow: 1; /* Pushes the button to the bottom */
}

/* Buttons */
.btn-oa-outline {
    display: block;
    width: 100%;
    text-align: center;
    background-color: #fff;
    color: #1e1e1e;
    border: 2px solid #1e1e1e;
    border-radius: 50px;
    padding: 12px 0;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    transition: all 0.2s;
}

.btn-oa-outline:hover {
    background-color: #1e1e1e;
    color: #fff;
}

@media (max-width: 991.98px) {
    .oa-page-title { font-size: 1.8rem; margin-bottom: 30px; }
    .oa-card-img { height: 220px; }
    .oa-card-body { padding: 30px 24px; }
}