/* =========================================
   INDEX.MASTER.CSS
   (Hero, Goals, Products, Resources, etc.)
   ========================================= */

/* =========================================
   MODULE: HERO SECTION
   ========================================= */
.hero-wrapper { position: relative; overflow: hidden; width: 100%; height: 560px; background-color: #000; transition: margin-top 0.5s cubic-bezier(0.4, 0, 0.2, 1); }
.vg-hero-slider { width: 100%; height: 100%; }
.vg-hero-track { display: flex; width: 300%; height: 100%; transition: transform 1s cubic-bezier(0.23, 1, 0.32, 1); }
.vg-hero-slide { width: 33.3333%; height: 100%; position: relative; flex-shrink: 0; overflow: hidden; display: flex; align-items: center; }
@media (min-width: 992px) { .hero-wrapper { margin-top: 146px; } .hero-wrapper.is-fixed { margin-top: 72px; } }

.slide-1 { 
	background: url(../img/indexslide1.jpg) center center no-repeat,linear-gradient(135deg, #bd0029 0%, #8e1026 100%); 
	 background-size: cover;
}
.slide-1 .hero-fineprint { color: rgba(255, 255, 255, 0.7); font-size: 0.75rem; line-height: 1.4; }
.slide-img-graphic { max-height: 300px; width: auto; filter: drop-shadow(0 4px 6px rgba(0,0,0,0.1)); }
.slide-2 { 
	background: url(../img/indexslide2.png) center center no-repeat,linear-gradient(135deg, #bd0029 0%, #8e1026 100%); 
	 background-size: cover;
}
.slide-bg-img { position: absolute; top: 0; left: 0; width: 100%; height: 100%; background-size: cover; background-position: center; z-index: 0; }
.slide-2 .hero-title { }
.slide-2 .hero-desc {  }
.slide-3 { 
	position: relative; 
	background: url(../img/indexslide3.jpg) center center no-repeat,linear-gradient(135deg, #bd0029 0%, #8e1026 100%); 
	    background-size: cover;
}
.hero-bg-v { position: absolute; top: 0; right: 0; width: 60%; height: 100%; background: linear-gradient(115deg, transparent 40%, #a50024 40%, #a50024 60%, #940020 60%); opacity: 0.8; z-index: 1; pointer-events: none; mask-image: linear-gradient(to right, transparent, black); -webkit-mask-image: linear-gradient(to right, transparent 10%, black 50%); }

.hero-title { font-size: 3.2rem; line-height: 1.1; margin-bottom: 24px; font-weight: 800; position: relative; z-index: 2; color: #fff; }
.hero-desc { font-size: 1.15rem; line-height: 1.5; position: relative; z-index: 2; color: #fff; }

.btn-hero-responsive { display: inline-block; padding: 12px 32px; border-radius: 50px; text-decoration: none; font-weight: 700; font-size: 1rem; border: none; cursor: pointer; background-color: #fff; color: #000; position: relative; z-index: 2; transition: all 0.2s ease; }
.btn-hero-responsive:hover { background-color: #f0f0f0; color: #000; transform: translateY(-1px); box-shadow: 0 4px 12px rgba(0,0,0,0.15); }
.btn-hero-responsive:active { background-color: #e0e0e0; transform: translateY(0); }

.btn-hero-black { background-color: #000; color: #fff; border-radius: 50px; padding: 12px 32px; font-weight: 700; text-decoration: none; display: inline-block; border: 2px solid #000; transition: all 0.2s; }
.btn-hero-black:hover { background-color: #333; border-color: #333; color: #fff; }

.hero-controls { position: absolute; bottom: 30px; left: 50%; transform: translateX(-50%); display: flex; align-items: center; gap: 12px; z-index: 10; }
.control-pause { width: 44px; height: 44px; background-color: #000; border: 2px solid #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; color: #fff; cursor: pointer; transition: all 0.2s ease; box-shadow: 0 2px 5px rgba(0,0,0,0.3); }
.control-pause i { font-size: 14px; margin-left: 1px; }
.control-pause:hover { background-color: #333; transform: scale(1.05); }

.control-pills { height: 44px; background-color: #000; border-radius: 50px; padding: 0 24px; display: flex; align-items: center; gap: 20px; box-shadow: 0 2px 5px rgba(0,0,0,0.3); border: 1px solid rgba(255,255,255,0.1); }
.control-arrow { color: #fff; font-size: 12px; cursor: pointer; transition: transform 0.2s; display: flex; align-items: center; }
.control-arrow:hover { transform: scale(1.2); }
.control-dots { display: flex; gap: 10px; align-items: center; }
.dot { width: 10px; height: 10px; background-color: transparent; border: 2px solid #fff; border-radius: 50%; cursor: pointer; transition: all 0.3s ease; box-sizing: border-box; }
.dot.active { background-color: #fff; border-color: #fff; transform: scale(1.1); }

@media (max-width: 991.98px) {
    .hero-wrapper, .hero-wrapper.is-fixed { margin-top: 72px !important; height: auto; min-height: auto; padding-bottom: 0; background-color: #fff0f0; position: relative; }
    .vg-hero-track { align-items: stretch; }
    .vg-hero-slide { height: auto; background: transparent !important; padding: 0; display: block; }
    .mobile-flex-col { display: flex; flex-direction: column; margin: 0; }
    .mobile-text-top { background-color: #fff0f0; padding: 40px 20px 30px; order: 1; color: #000; text-align: left; position: relative; z-index: 5; }
    .mobile-text-top .hero-title { color: #000 !important; font-size: 2rem; font-weight: 800; margin-bottom: 16px; line-height: 1.15; }
    .mobile-text-top .hero-desc { color: #000 !important; font-size: 1rem; line-height: 1.5; margin-bottom: 24px; }
    .mobile-text-top .hero-fineprint { color: #444 !important; font-size: 0.75rem; line-height: 1.4; margin-bottom: 24px; }
    .btn-hero-responsive { background-color: #000; color: #fff; border: none; display: block; width: 100%; text-align: center; }
    .btn-hero-responsive:active { background-color: #333; }
    .mobile-img-bottom { order: 2; position: relative; width: 100%; left: auto; margin-left: 0; padding: 0 !important; min-height: 260px; display: flex; align-items: center; justify-content: center; overflow: hidden; }
    .mobile-red-bg-layer { position: absolute; top: 0; left: 0; width: 100%; height: 100%; background-color: #bd0029; z-index: 0; }
    .slide-img-graphic { position: relative; z-index: 1; display: block !important; max-width: 150px; height: auto; transform: translateY(-10px); }
    .hero-bg-v-mobile { position: absolute; top: 0; right: 0; width: 100%; height: 100%; background: linear-gradient(115deg, transparent 40%, #a50024 40%, #a50024 60%, #940020 60%); opacity: 0.6; }
    .hero-controls { position: absolute; bottom: 20px !important; left: 50%; transform: translateX(-50%); width: auto; justify-content: center; z-index: 20; gap: 10px; }
}

/* =========================================
   MODULE: SUB-HERO ACTION
   ========================================= */
.sub-hero-action { background-color: #f9f9f9; padding: 64px 0 64px; border-bottom: 1px solid #e5e5e5; }
.sub-hero-title { font-size: 28px; line-height: 32px; font-weight: 800; color: #1e1e1e; margin-bottom: 16px; letter-spacing: -0.5px; }
.sub-hero-desc { font-size: 1.05rem; color: #444; line-height: 1.5; margin: 0; max-width: 550px; }
.sub-action-wrapper { display: flex; flex-direction: column; align-items: flex-end; justify-content: center; height: 100%; }
.sub-btn-row { display: flex; gap: 16px; margin-bottom: 16px; }

.btn-vg-red-fill { background-color: #bd0029; color: #fff; border: 1px solid #bd0029; border-radius: 50px; font-weight: 700; font-size: 0.95rem; text-decoration: none; transition: all 0.2s; white-space: nowrap; width: 192px; height: 64px; display: inline-flex; justify-content: center; align-items: center; padding: 0; }
.btn-vg-red-fill:hover { background-color: #fff; border-color: #000; color: #000; }

.btn-vg-outline { background-color: transparent; color: #1e1e1e; border: 1px solid #1e1e1e; border-radius: 50px; font-weight: 700; font-size: 0.95rem; text-decoration: none; transition: all 0.2s; white-space: nowrap; width: 302px; height: 64px; display: inline-flex; justify-content: center; align-items: center; padding: 0; }
.btn-vg-outline:hover { background-color: #1e1e1e; color: #fff; }
.link-setup { color: #006eb7; font-weight: 600; font-size: 0.9rem; text-decoration: none; padding-right: 4px; }
.link-setup:hover { text-decoration: underline; }

@media (max-width: 991.98px) {
    .sub-hero-action { padding: 40px 0; }
    .sub-hero-title { font-size: 24px; line-height: 1.2; margin-bottom: 12px; }
    .sub-hero-desc { font-size: 1rem; margin-bottom: 30px; }
    .sub-action-wrapper { align-items: flex-start; margin-top: 0; width: 100%; }
    .sub-btn-row { flex-direction: column; width: 100%; gap: 16px; margin-bottom: 20px; }
    .btn-vg-red-fill, .btn-vg-outline { width: 100%; height: 56px; font-size: 1rem; }
    .link-setup { align-self: flex-start; color: #006eb7; font-size: 1rem; margin-top: 5px; }
}

/* =========================================
   MODULE: GOALS SECTION
   ========================================= */
.section-goals { background-color: #fff; padding: 80px 0 100px; }
.section-goals-title { font-size: 46px; line-height: 48px; font-weight: 800; color: #040505; letter-spacing: -0.5px; margin-bottom: 48px; text-align: left; }
.goal-item { display: flex; flex-direction: column; height: 100%; -webkit-box-shadow: 0 1px 1px 0 rgba(4,5,5,.18), 0 0 4px 1px rgba(4,5,5,.06); box-shadow: 0 1px 1px 0 rgba(4,5,5,.18), 0 0 4px 1px rgba(4,5,5,.06); }
.goal-item:hover { -webkit-box-shadow: 0 4px 8px 0 rgba(4,5,5,.12),0 2px 4px 0 rgba(4,5,5,.08),0 1px 1px 0 rgba(4,5,5,.06),0 0 4px 1px rgba(4,5,5,.06); box-shadow: 0 4px 8px 0 rgba(4,5,5,.12),0 2px 4px 0 rgba(4,5,5,.08),0 1px 1px 0 rgba(4,5,5,.06),0 0 4px 1px rgba(4,5,5,.06) }
.goal-img-box { width: 100%; aspect-ratio: 3 / 2; overflow: hidden; border-radius: 0; }
.goal-img-box img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s ease; }
.goal-item:hover .goal-img-box img { transform: scale(1.05); }
.goal-content { display: flex; flex-direction: column; flex-grow: 1; padding: 1.1rem 1.1rem 1.4rem; }
.goal-title { font-size: 28px; line-height: 32px; font-weight: 700; color: #1e1e1e; margin-bottom: 12px; }
.goal-text { font-size: 1.1rem; color: #333; line-height: 1.5; margin-bottom: 32px; flex-grow: 1; }
.btn-vg-card-pill { display: block; width: 100%; text-align: center; background-color: #fff; color: #1e1e1e; border: 2px solid #1e1e1e; border-radius: 50px; padding: 10px 0; font-weight: 700; font-size: 1rem; text-decoration: none; transition: all 0.2s; }
.btn-vg-card-pill:hover { background-color: #1e1e1e; color: #fff; }

@media (max-width: 991.98px) {
    .section-goals { padding: 40px 0 60px; }
    .section-goals-title { font-size: 28px; line-height: 1.2; margin-bottom: 30px; }
    .section-goals .row { --bs-gutter-y: 20px; }
    .section-goals .col-lg-3 { width: 100%; }
    .goal-item { border: 1px solid #d8d8d8; padding: 24px; border-radius: 4px; background-color: #fff; box-shadow: none; }
    .goal-img-box { display: none; }
    .goal-content { justify-content: flex-start; padding: 0; }
    .goal-title { font-size: 20px; margin-bottom: 10px; margin-top: 0; }
    .goal-text { font-size: 1rem; color: #333; margin-bottom: 24px; flex-grow: 0; min-height: auto; }
    .btn-vg-card-pill { width: 100%; height: 48px; padding: 0; line-height: 46px; font-size: 1rem; }
}

/* =========================================
   MODULE: PRODUCTS & EMPOWER
   ========================================= */
.section-products, .section-empower { padding: 80px 0; background-color: #fff; }
.section-common-title { font-size: 32px; line-height: 1.2; font-weight: 800; color: #1e1e1e; margin-bottom: 24px; letter-spacing: -0.5px; }
.section-common-desc { font-size: 1.1rem; color: #444; line-height: 1.6; margin-bottom: 32px; max-width: 480px; }
.btn-vg-black-pill { display: inline-flex; justify-content: center; align-items: center; background-color: #000; color: #fff; border: 2px solid #000; border-radius: 50px; height: 64px; padding: 0 32px; font-weight: 700; font-size: 1rem; text-decoration: none; transition: all 0.2s; white-space: nowrap; }
.btn-vg-black-pill:hover { background-color: #333; border-color: #333; color: #fff; }
.link-blue-simple { color: #006eb7; font-weight: 700; font-size: 0.95rem; text-decoration: none; display: inline-block; }
.link-blue-simple:hover { text-decoration: underline; }
.action-stack { display: flex; flex-direction: column; align-items: flex-start; gap: 20px; }

/* Investment List */
.prod-link-list { display: flex; flex-direction: column; border-top: none; }
.prod-item { display: flex; justify-content: space-between; align-items: center; box-sizing: border-box; border-top: 2px solid #e8e9e9; height: 56px; padding: 16px 30px 16px 15px; text-decoration: none; background-color: transparent; transition: all 0.2s ease-in-out; }
.prod-name { font-size: 17px; font-weight: 400; color: #1e1e1e; }
.prod-arrow { font-size: 18px; color: #1e1e1e; transition: transform 0.2s; }
.prod-item:hover { background: #F5F6F6; border-top: 2px solid #000; text-decoration: none; }
.prod-item:hover .prod-name { color: #1e1e1e; font-weight: 700; }
.prod-item:hover .prod-arrow { transform: translateX(4px); }

/* Video */
.video-card-wrapper { width: 100%; position: relative; }
.video-thumbnail { position: relative; width: 100%; overflow: hidden; border-radius: 2px; }
.video-thumbnail img { width: 100%; height: auto; display: block; transition: transform 0.5s ease; }
.play-btn-overlay { position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); width: 64px; height: 64px; background-color: rgba(0, 0, 0, 0.6); border: 2px solid #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; color: #fff; font-size: 20px; padding-left: 4px; transition: all 0.3s; cursor: pointer; }
.video-thumbnail:hover .play-btn-overlay { background-color: #bd0029; border-color: #bd0029; transform: translate(-50%, -50%) scale(1.1); }
.video-thumbnail:hover img { transform: scale(1.03); }
.video-logo-watermark { position: absolute; bottom: 20px; right: 20px; color: #fff; font-family: serif; font-weight: 700; font-size: 24px; opacity: 0.9; text-shadow: 0 2px 4px rgba(0,0,0,0.5); }

@media (max-width: 991.98px) {
    .section-products, .section-empower { padding: 40px 0; }
    .section-common-title { font-size: 24px; margin-bottom: 16px; }
    .section-common-desc { font-size: 1rem; margin-bottom: 24px; }
    .btn-vg-black-pill { width: 100%; text-align: center; }
    .action-stack { width: 100%; }
    .link-blue-simple { align-self: flex-start; }
    .prod-item { padding: 14px 0; }
    .video-caption.text-lg-end { text-align: left !important; }
}

/* =========================================
   MODULE: DISCOVER BANNER
   ========================================= */
.section-discover { background-color: #000; padding: 48px 0; }
.discover-flex-row { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 24px; }
.discover-title { color: #fff; font-size: 28px; font-weight: 800; margin: 0; letter-spacing: -0.5px; max-width: 700px; line-height: 1.2; }
.btn-vg-white-pill { display: inline-flex; justify-content: center; align-items: center; background-color: #fff; color: #000; border: 2px solid #fff; border-radius: 50px; height: 56px; padding: 0 32px; font-weight: 700; font-size: 1rem; text-decoration: none; transition: all 0.2s; white-space: nowrap; }
.btn-vg-white-pill:hover, .btn-vg-white-pill:focus { background: #040505!important; border-color: #fff!important; color: #fff!important; }
@media (max-width: 991.98px) { .section-discover { padding: 40px 0; } .discover-flex-row { flex-direction: column; align-items: flex-start; gap: 20px; } .btn-vg-white-pill { width: 100%; } }

/* =========================================
   MODULE: COMPANY STATS
   ========================================= */
.section-company {
	position: relative; 
	background: url(../img/indexslide2.png) center center no-repeat,linear-gradient(135deg, #bd0029 0%, #8e1026 100%); 
	padding: 100px 0; overflow: hidden; 
	color: #fff; }
.company-bg-watermark { position: absolute; top: -10%; right: -5%; width: 60%; height: 120%; background: linear-gradient(115deg, transparent 40%, #75001a 40%, #75001a 60%, #630016 60%); opacity: 0.4; pointer-events: none; transform: skewX(-10deg); z-index: 0; }
.company-title { font-size: 32px; font-weight: 800; margin-bottom: 24px; letter-spacing: -0.5px; color: #fff; }
.company-desc { font-size: 1.125rem; line-height: 1.6; margin-bottom: 32px; color: #fff; max-width: 450px; }
.company-link { color: #fff; font-weight: 700; font-size: 1rem; text-decoration: underline; text-underline-offset: 4px; }
.company-link:hover { color: #fff; text-decoration-thickness: 2px; }
.stat-item { position: relative; z-index: 1; }
.stat-number { font-size: 64px; font-weight: 800; line-height: 1; margin-bottom: 8px; color: #fff; }
.stat-label { font-size: 1rem; line-height: 1.5; color: #fff; max-width: 400px; }
.stat-label sup { font-size: 0.7em; top: -0.5em; }
@media (max-width: 991.98px) { .section-company { padding: 60px 0; } .company-title { font-size: 28px; } .stat-number { font-size: 48px; } .company-bg-watermark { width: 100%; right: -20%; opacity: 0.2; } }

/* =========================================
   MODULE: HELPFUL RESOURCES
   ========================================= */
.section-resources { padding: 60px 0 80px; background-color: #fff; }
.resource-feature-card { border: 1px solid #e5e5e5; border-radius: 0; overflow: hidden; background-color: #fff; }
.feature-img-wrapper { height: 100%; min-height: 320px; }
.feature-img-wrapper img { width: 100%; height: 100%; object-fit: cover; }
.feature-content { padding: 48px; display: flex; flex-direction: column; justify-content: center; height: 100%; }
.res-card-title { font-size: 1.75rem; font-weight: 800; color: #1e1e1e; margin-bottom: 16px; line-height: 1.2; letter-spacing: -0.5px; }
.res-card-desc { font-size: 1rem; color: #444; margin-bottom: 32px; line-height: 1.5; }
.btn-vg-outline-pill { display: inline-flex; justify-content: center; align-items: center; background-color: #fff; color: #1e1e1e; border: 2px solid #1e1e1e; border-radius: 50px; padding: 10px 32px; font-weight: 700; font-size: 1rem; text-decoration: none; transition: all 0.2s; width: fit-content; }
.btn-vg-outline-pill:hover { background-color: #1e1e1e; color: #fff; }

.resource-grid-card { border: 1px solid #e5e5e5; background-color: #fff; height: 100%; display: flex; flex-direction: column; }
.grid-img-wrapper { width: 100%; aspect-ratio: 16 / 9; overflow: hidden; }
.grid-img-wrapper img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s ease; }
.resource-grid-card:hover .grid-img-wrapper img { transform: scale(1.05); }
.grid-content { padding: 24px; flex-grow: 1; display: flex; flex-direction: column; }
.res-card-title-sm { font-size: 1.25rem; font-weight: 800; color: #1e1e1e; margin-bottom: 12px; }
.res-card-desc-sm { font-size: 0.95rem; color: #444; line-height: 1.5; margin-bottom: 24px; flex-grow: 1; }
.link-blue-bold { color: #006eb7; font-weight: 700; font-size: 0.9rem; text-decoration: none; align-self: flex-start; }
.link-blue-bold:hover { text-decoration: underline; }

.chart-wrapper { background-color: #f8f9fa; padding: 24px; aspect-ratio: 16 / 9; display: flex; flex-direction: column; justify-content: space-between; }
.chart-header { display: flex; justify-content: space-between; align-items: center; }
.chart-label { font-weight: 700; color: #666; font-size: 0.9rem; }
.chart-indicators span { display: inline-block; width: 20px; height: 4px; border-radius: 2px; background-color: #008566; margin-left: 4px; }
.market-sparkline { width: 100%; height: 60px; overflow: visible; }

@media (max-width: 991.98px) {
    .section-resources { padding: 40px 0; }
    .resource-feature-card .row { flex-direction: column; }
    .feature-img-wrapper { min-height: 200px; }
    .feature-content { padding: 30px 24px; }
    .res-card-title { font-size: 1.5rem; }
    .btn-vg-outline-pill { width: 100%; text-align: center; }
}

/* =========================================
   MODULE: J.D. POWER AWARDS
   ========================================= */
.section-jd-power { background-color: #fff; padding: 60px 0 80px; }
.jd-img-wrapper { max-width: 320px; display: inline-block; }
.jd-img-wrapper img { mix-blend-mode: multiply; }
.jd-title { font-size: 1.5rem; font-weight: 800; color: #1e1e1e; margin-bottom: 16px; line-height: 1.3; }
.jd-desc { font-size: 1rem; color: #1e1e1e; line-height: 1.5; margin-bottom: 8px; font-weight: 500; }
.jd-link-wrapper { font-size: 0.8rem; color: #555; margin-top: 12px; }
.jd-small-text { margin-right: 5px; }
.jd-link-dotted { color: #1e1e1e; text-decoration: none; font-weight: 700; border-bottom: 1px dotted #1e1e1e; }
.jd-link-dotted:hover { border-bottom-style: solid; }

/* =========================================
   MODULE: START INVESTING CTA (Black)
   ========================================= */
.section-cta-black { background-color: #000; padding: 48px 0; }
.cta-black-flex { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 24px; }
.cta-black-title { color: #fff; font-size: 28px; font-weight: 800; margin: 0; letter-spacing: -0.5px; }
.btn-vg-red-solid { display: inline-flex; justify-content: center; align-items: center; background-color: #bd0029; color: #fff; border: 2px solid #bd0029; border-radius: 50px; height: 56px; padding: 0 40px; font-weight: 700; font-size: 1rem; text-decoration: none; transition: all 0.2s; white-space: nowrap; }
.btn-vg-red-solid:hover { background-color: #8e1026; border-color: #8e1026; color: #fff; }

/* =========================================
   MODULE: LEGAL TEXT
   ========================================= */
.section-legal-text { background-color: #fff; padding: 60px 0 40px; }
.legal-para { font-size: 15px; line-height: 1.6; color: #5e5e5e; margin-bottom: 20px; font-family: Arial, sans-serif; }
.legal-para sup { font-size: 0.75em; vertical-align: super; margin-right: 2px; }
.fst-italic { font-style: italic !important; }
.legal-link { color: #006eb7; font-weight: 700; text-decoration: none; }
.legal-link:hover { text-decoration: underline; color: #0055b8; }
@media (max-width: 991.98px) { .section-jd-power { padding: 40px 0; text-align: center; } .jd-content { padding-left: 0; margin-top: 20px; text-align: left; } .section-cta-black { padding: 40px 0; } .cta-black-flex { flex-direction: column; align-items: flex-start; } .btn-vg-red-solid { width: 100%; } .section-legal-text { padding: 40px 0; } .legal-para { font-size: 12px; } }